We have been in the accounts receivable factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can support you through any hard circumstances you might encounter. We won't fold when the times get hard, as some accounts receivable factoring companies sadly have in the past.

Every factoring company has a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the most suitable match for your company - it might be us or another accounts receivable factoring company.

We have an enviable network of accounts receivable factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take some time to explain what you need to us, you'll quickly learn that we can help you find just what you need.

A lot of accounts receivable factoring businesses let you pick and choose your customers that you want to factor. Except a handful of them usually require a minimum dollar amount prior to working with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will force you into accounts receivable factoring when you don't need it.

A lot of accounts receivable factoring businesses . You need to be a detective to find those hidden fees. We are different.  We are absolutely transparent about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-made solution for you. A lot of receivables factoring companies especially the Silicon Valley ones almost completely rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of accounts receivable factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or won't.

Don't forget the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also track each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on guard for negative payment trends. This is essential to run your business profitably.

We make sure to incorporate first-rate technology to accelerate the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. A lot of other companies are not even remotely close.